Resources
Short lessons and tools for the money side of a Michigan business
A few minutes on cash, books, payroll, and year-end. When you want a person, book a free consultation or call.
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Catalog
Tools and lessons
9 items shown
Tool · Bookkeeping · Starting out
Do I need a bookkeeper?
Five quick questions, about two minutes, and a straight answer on where you stand.
Launch: Do I need a bookkeeper?Tool · Cash flow
Cash runway checker
Enter cash, money in, and money out to see roughly how many months your cash covers.
Launch: Cash runway checkerTool · Payroll & 1099s · Year-end
1099 / contractor helper
A 2026 W-9 and 1099-NEC reminder checklist, with federal and Michigan sources.
Launch: 1099 / contractor helperTool · Cash flow · Starting out
Break-even / markup calculator
See how many units cover your fixed costs and your markup on variable cost.
Launch: Break-even / markup calculatorLesson · Cash flow · Bookkeeping
How to read a P&L without drowning
Five lines that tell you whether the business made money, and why profit is not cash.
Read: How to read a P&L without drowningLesson · Bookkeeping · Starting out
Month-end checklist for a one-person shop
The short list we work through every month so the books stay current and useful.
Read: Month-end checklist for a one-person shopLesson · Payroll & 1099s · Year-end
Year-end W-2 and 1099 checklist (Kalamazoo)
What to gather before January so W-2s and 1099s go out right the first time.
Read: Year-end W-2 and 1099 checklist (Kalamazoo)Lesson · Payroll & 1099s
When payroll should leave spreadsheets
The signs a spreadsheet is no longer enough to pay people correctly.
Read: When payroll should leave spreadsheetsLesson · Bookkeeping
What clean books means before a lender or buyer
What someone reviewing your books expects to see, before they ask.
Read: What clean books means before a lender or buyer
Featured lesson
How to read a P&L without drowning
Revenue, cost of goods, gross profit, operating expenses, and net income — and the one point most owners miss: profit is not the same as cash in the bank.
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Kalamazoo, Michigan · Call 269-200-2910